Terms & Conditions

By accessing this website or engaging with the services of Fidensia Capital, you acknowledge that you have read, understood, and agreed to be bound by the terms and conditions set forth herein.

Fidensia Capital operates as an independent advisory and consulting firm specializing in credit profile analysis, credit optimization, debt structuring, and capital access strategy. The services provided are consultative and strategic in nature and are intended to assist clients in making informed financial decisions based on their individual profiles and objectives.

Fidensia Capital does not operate as a lender, non-banking financial company, or financial institution, and does not directly provide or disburse loans or credit facilities. The firm is not registered with the Securities and Exchange Board of India (SEBI), the Reserve Bank of India (RBI), or any other regulatory authority, and does not undertake any activity that requires such registration. The services rendered do not constitute investment advice, portfolio management, or any regulated financial service.

All outcomes relating to credit assessments, loan approvals, interest rates, or funding timelines are subject to independent evaluation by financial institutions and other third parties. While Fidensia Capital endeavors to provide structured insights and guidance based on experience and analysis, the final decision in all such matters rests solely with the respective institution. Accordingly, no assurance or guarantee is provided in relation to outcomes, approvals, or financial results.

By engaging with our services, you agree that any decisions made based on the insights or recommendations provided are undertaken at your own discretion. Fidensia Capital shall not be held responsible for any direct or indirect consequences, including financial loss, arising from such decisions or from the actions of third-party institutions.

You agree to provide accurate, complete, and up-to-date information while engaging with our services. Any reliance placed on incomplete or incorrect information may affect the quality and effectiveness of the advisory provided, and Fidensia Capital shall not be held responsible for any resulting outcomes.

Fidensia Capital may, where appropriate, assist in connecting clients with financial institutions or service providers. However, such interactions are independent, and Fidensia Capital does not influence or control the decisions, terms, or processes of such third parties.

All content on this website, including but not limited to text, design, graphics, and intellectual property, is the exclusive property of Fidensia Capital and is protected under applicable laws. Unauthorized use, reproduction, or distribution of such content is strictly prohibited.

Fidensia Capital reserves the right to modify, update, or discontinue any aspect of its services or website content at any time without prior notice. Continued use of the website or services constitutes acceptance of such changes.

To the fullest extent permitted by applicable law, you agree to indemnify and hold harmless Fidensia Capital, its affiliates, and representatives from any claims, liabilities, damages, or expenses arising out of your use of the website or services, including but not limited to misuse, misrepresentation, or violation of these terms.

These Terms and Conditions shall be governed by and construed in accordance with the laws of India. Any disputes arising in connection with these terms shall be subject to the exclusive jurisdiction of the relevant courts.

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Fidensia Capital operates as a credit advisory firm and does not act as a lender or financial institution.

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